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BUSINESS & ECONOMICS / Real Estate / Mortgages
Paper · Semantic Scholar
Digital Transformation of Mortgage Lending: Emerging Frameworks for Fractional Ownership, Subscription Payments, and Embedded FinanceTechnological innovation is fundamentally transforming the residential mortgage business by removing conventional obstacles of accessibility of homes and service provision. Management systems based on gamification use the principles of behavioral economics for mortgage servicing and turn the routine payment into an interactive process that allows increasing borrower involvement and financial literacy and creates sig…
Encyclopedia · Wikipedia
A mortgage loan or simply mortgage, in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged. The loan is "secured" on the borrower's property through a process known as mortgage origination. This means that a legal…
Image · DPLA
Report presenting the findings of a simulation analyzing adjustable rate mortgages under rising interest conditions.
